SWIFT Code / BIC code of all banks in india


Below are the swift/bic code of all banks in india with branch details. Click on the individual swift code for more details. Banks uses different code for its different banking service. Make sure to check your swift code with recipient or bank before starting your money transfer. Cross checking provided swift code directly with your recipient bank is highly recommanded.

SWIFT Code / BIC code of all banks in india

Bank City Branch Swift Code
UNION BANK OF INDIA LUCKNOW (CLARKS AVADH BRANCH,LUCKNOW) UBININBBCLA
UNION BANK OF INDIA LUDHIANA (SSI BRANCH, LUDHIANA) UBININBBLDN
UNION BANK OF INDIA MADURAI (MADURAI MAIN BRANCH) UBININBBMDU
UNION BANK OF INDIA MANDI GOBINDGARH (MANDI GOBINDGARH) UBININBBMGG
UNION BANK OF INDIA MANGALORE (MANGALORE CITY BRANCH) UBININBBMNG
UNION BANK OF INDIA MEERUT UBININBBMRT
UNION BANK OF INDIA MIRZAPUR (MIRZAPUR BRANCH) UBININBBMIR
UNION BANK OF INDIA MORADABAD (OVERSEAS BRANCH, MORADABAD) UBININBBMOR
UNION BANK OF INDIA MUMBAI (A. R. STREET BRANCH) UBININBBARS
UNION BANK OF INDIA MUMBAI (B.S. MARG BRANCH) UBININBBBSM
UNION BANK OF INDIA MUMBAI (BHAT BAZAR BRANCH) UBININBBBBZ
UNION BANK OF INDIA MUMBAI (BYCULLA BRANCH) UBININBBBYC
UNION BANK OF INDIA MUMBAI (CENTRALIZED FOREX BACK OFFICE) UBININBBCFB
UNION BANK OF INDIA MUMBAI (GHATKOPAR BRANCH) UBININBBGHT
UNION BANK OF INDIA MUMBAI (GOREGAON EAST) UBININBBGOR
UNION BANK OF INDIA MUMBAI (IFB,MUMBAI SAMACHAR MARG BRANCH) UBININBBIMS
UNION BANK OF INDIA MUMBAI (INDUSTRIAL FINANCE BRANCH) UBININBBIFB
UNION BANK OF INDIA MUMBAI (INTERNATIONAL EXCHANGE BRANCH) UBININBBIEV
UNION BANK OF INDIA MUMBAI (KALBADEVI BRANCH) UBININBBKLB
UNION BANK OF INDIA MUMBAI (KHAND BAZAR BRANCH) UBININBBKBZ
UNION BANK OF INDIA MUMBAI (LOWER PAREL BR) UBININBBLOP
UNION BANK OF INDIA MUMBAI (NRI BRANCH) UBININBBNRM
UNION BANK OF INDIA MUMBAI (OPERA HOUSE BRANCH) UBININBBOPH
UNION BANK OF INDIA MUMBAI (OVERSEAS BRANCH, MUMBAI) UBININBBOBR
UNION BANK OF INDIA MUMBAI (OVERSEAS BRANCH, SEEPZ) UBININBBSEP

Understanding SWIFT Code / BIC Code

A SWIFT code, also called a BIC code, is used to identify banks and financial institutions worldwide. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT/BIC code.

The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between banks worldwide. Its principal function is to serve as the main messaging network through which international payments are initiated.

To find a SWIFT code, select your country, bank, and city using SWIFT Code Finder | BIC Code Finder. Alternatively, you can browse swift code by country, swift code by city or swift code by bank.

swift code format

SWIFT Code / BIC Code example

BBBB - First 4 characters - bank code (only letters)

CC - Next 2 characters - country code (only letters)

LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)

XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

SWIFT Code / BIC Code - Frequently Asked Questions(FAQ)

What is swift code?
A SWIFT code, is used to identify banks and financial institutions worldwide. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT code. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, which is a global network that processes payments between different countries.

What is BIC?
BIC means Bank Identification Code, or Bank Identifier Code. It is an 8 to 11-character number that is used to identify a specific bank when you make an international transaction. It’s almost like a postcode for your bank, ensuring that your money goes to the right place. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing.

How do I find a bank's SWIFT code?
If you looking for your own SWIFT/BIC code to give to someone sending you money, you can use the bank SWIFT/BIC code finder above. Alternatively, if you need to cross check your SWIFT number, you can use the SWIFT checker tool. You can also find your SWIFT number by logging into online banking, calling into your local branch, or checking correspondence with your bank. The details you need are often shown on statements and customer information letters.

What is SWIFT code example?
All BIC and SWIFT codes follow the same format. They are between 8 and 11 characters long and they are arranged as follows:
BBBB CC LL XXX
BBBB - First 4 characters - bank code (only letters)
CC - Next 2 characters - country code (only letters)
LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

How many SWIFT codes does a bank have?
It depends on the recipient's bank. Some banks may have one SWIFT/BIC code for all their branches, while others have unique SWIFT codes for each of their branches. Plus, since all the branches of a bank may or may not use the SWIFT network, the code usually specifies the bank's head office or primary office.

What happens if you use the wrong SWIFT code?
Usually if the SWIFT code is incorrect it can't be send at all so the bank will reject the transaction already before it has left the bank.

Who owns SWIFT payment?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between banks worldwide. Its principal function is to serve as the main messaging network through which international payments are initiated.

How long does a SWIFT transfer take?
Intermediary banks may also be involved. The money may pass through up to three intermediary banks. Then, it finally reaches the recipient's bank in a few days' time. Hence, international wire transfers may take up to five working days.

How much does a SWIFT transfer cost?
As a ballpark, you can expect the big banks to charge 3%-5% in exchange rate costs on a SWIFT transfer. The exchange rate will vary based on the amount you send.

How can I check a SWIFT code?
You can use SWIFT Code Checker | BIC Code Checker tool to cross check your swift code. It is important to cross check your swift code with recipient bank before initiating money transfer.