SWIFT Code / BIC code of all banks in nigeria

Below are the swift/bic code of all banks in nigeria with branch details. Click on the individual swift code for more details. Banks uses different code for its different banking service. Make sure to check your swift code with recipient or bank before starting your money transfer. Cross checking provided swift code directly with your recipient bank is highly recommanded.

SWIFT Code / BIC code of all banks in nigeria

Bank	City	Branch	Swift Code
UNITED BANK FOR AFRICA PLC	LAGOS	(TINUBU BRANCH)	UNAFNGLA014
UNITED BANK FOR AFRICA PLC	LAGOS	(TREASURY OPERATIONS)	UNAFNGLA302
UNITED BANK FOR AFRICA PLC	LAGOS	(UBA HOUSE BRANCH)	UNAFNGLA204
UNITED BANK FOR AFRICA PLC	LAGOS	(UBA REGISTRARS)	UNAFNGLA181
UNITED BANK FOR AFRICA PLC	LAGOS	(UNILAG BRANCH)	UNAFNGLA010
UNITED BANK FOR AFRICA PLC	LAGOS		UNAFNGLA
UNITED BANK FOR AFRICA PLC	LOKOJA	(LOKOJA BRANCH)	UNAFNGLA127
UNITED BANK FOR AFRICA PLC	MAIDUGURI	(BAGA ROAD BRANCH)	UNAFNGLA179
UNITED BANK FOR AFRICA PLC	MAIDUGURI	(MAIDUGURI MAIN BRANCH)	UNAFNGLA067
UNITED BANK FOR AFRICA PLC	MAKURDI	(MAKURDI BRANCH)	UNAFNGLA031
UNITED BANK FOR AFRICA PLC	MINNA	(MINNA BRANCH)	UNAFNGLA099
UNITED BANK FOR AFRICA PLC	MUBI	(MUBI BRANCH)	UNAFNGLA159
UNITED BANK FOR AFRICA PLC	NEW BUSSA	(NEW BUSSA BRANCH)	UNAFNGLA050
UNITED BANK FOR AFRICA PLC	NNEWI	(NNEWI BRANCH)	UNAFNGLA113
UNITED BANK FOR AFRICA PLC	OGBOMOSHO	(OGBOMOSHO BRANCH)	UNAFNGLA160
UNITED BANK FOR AFRICA PLC	OKENE	(AJAOKUTA BRANCH)	UNAFNGLA139
UNITED BANK FOR AFRICA PLC	ONDO	(ONDO BRANCH)	UNAFNGLA115
UNITED BANK FOR AFRICA PLC	ONITSHA	(ONITSHA BRANCH)	UNAFNGLA086
UNITED BANK FOR AFRICA PLC	OSHOGBO	(OSHOGBO BRANCH)	UNAFNGLA022
UNITED BANK FOR AFRICA PLC	OTTA	(OTTA BRANCH)	UNAFNGLA039
UNITED BANK FOR AFRICA PLC	OWERRI	(OWERRI BRANCH)	UNAFNGLA087
UNITED BANK FOR AFRICA PLC	OYO	(OYO BRANCH)	UNAFNGLA206
UNITED BANK FOR AFRICA PLC	PORT HARCOURT	(BONNY BRANCH)	UNAFNGLA220
UNITED BANK FOR AFRICA PLC	PORT HARCOURT	(PH AGGREY RD. BRANCH)	UNAFNGLA082
UNITED BANK FOR AFRICA PLC	PORT HARCOURT	(PORT HARCOURT)	UNAFNGLA080

Understanding SWIFT Code / BIC Code

A SWIFT code, also called a BIC code, is used to identify banks and financial institutions worldwide. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT/BIC code.

The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between banks worldwide. Its principal function is to serve as the main messaging network through which international payments are initiated.

To find a SWIFT code, select your country, bank, and city using SWIFT Code Finder | BIC Code Finder. Alternatively, you can browse swift code by country, swift code by city or swift code by bank.

SWIFT Code / BIC Code example

BBBB - First 4 characters - bank code (only letters)

CC - Next 2 characters - country code (only letters)

LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)

XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

SWIFT Code / BIC Code - Frequently Asked Questions(FAQ)

What is swift code?

A SWIFT code, is used to identify banks and financial institutions worldwide. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT code. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, which is a global network that processes payments between different countries.

What is BIC?

BIC means Bank Identification Code, or Bank Identifier Code. It is an 8 to 11-character number that is used to identify a specific bank when you make an international transaction. It’s almost like a postcode for your bank, ensuring that your money goes to the right place. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing.

How do I find a bank's SWIFT code?

If you looking for your own SWIFT/BIC code to give to someone sending you money, you can use the bank SWIFT/BIC code finder above. Alternatively, if you need to cross check your SWIFT number, you can use the SWIFT checker tool. You can also find your SWIFT number by logging into online banking, calling into your local branch, or checking correspondence with your bank. The details you need are often shown on statements and customer information letters.

What is SWIFT code example?

All BIC and SWIFT codes follow the same format. They are between 8 and 11 characters long and they are arranged as follows:
BBBB CC LL XXX
BBBB - First 4 characters - bank code (only letters)
CC - Next 2 characters - country code (only letters)
LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

How many SWIFT codes does a bank have?

It depends on the recipient's bank. Some banks may have one SWIFT/BIC code for all their branches, while others have unique SWIFT codes for each of their branches. Plus, since all the branches of a bank may or may not use the SWIFT network, the code usually specifies the bank's head office or primary office.

What happens if you use the wrong SWIFT code?

Usually if the SWIFT code is incorrect it can't be send at all so the bank will reject the transaction already before it has left the bank.

Who owns SWIFT payment?

How long does a SWIFT transfer take?

Intermediary banks may also be involved. The money may pass through up to three intermediary banks. Then, it finally reaches the recipient's bank in a few days' time. Hence, international wire transfers may take up to five working days.

How much does a SWIFT transfer cost?

As a ballpark, you can expect the big banks to charge 3%-5% in exchange rate costs on a SWIFT transfer. The exchange rate will vary based on the amount you send.

How can I check a SWIFT code?

You can use SWIFT Code Checker | BIC Code Checker tool to cross check your swift code. It is important to cross check your swift code with recipient bank before initiating money transfer.