SWIFT Code / BIC code of all banks in united states


Below are the swift/bic code of all banks in united states with branch details. Click on the individual swift code for more details. Banks uses different code for its different banking service. Make sure to check your swift code with recipient or bank before starting your money transfer. Cross checking provided swift code directly with your recipient bank is highly recommanded.

SWIFT Code / BIC code of all banks in united states

Bank City Branch Swift Code
BANK OF AMERICA CORPORATION CHICAGO,IL (COLLATERAL MANAGEMENT) MLCOUS3GPLX
BANK OF AMERICA CORPORATION JERSEY CITY,NJ (ML CORP ACTION ASSET SERVICES) MLCOUS3GASM
BANK OF AMERICA CORPORATION NEW YORK,NY (ATLAS GLOBAL SETTLEMENT) MLCOUS3GATL
BANK OF AMERICA CORPORATION NEW YORK,NY (CLIENT REPORTING PRIME BROKER) MLCOUS3GCPB
BANK OF AMERICA CORPORATION NEW YORK,NY (CORPORATE ACTION DIVIDEND 2) MLCOUS3GCA2
BANK OF AMERICA CORPORATION NEW YORK,NY (CORPORATE ACTION DIVIDEND) MLCOUS3GCAD
BANK OF AMERICA CORPORATION NEW YORK,NY (CORPORATE ACTION REORG.) MLCOUS3GCAR
BANK OF AMERICA CORPORATION NEW YORK,NY (DERIVATIVES) MLCOUS3GDRV
BANK OF AMERICA CORPORATION NEW YORK,NY (EQUITY SOLUTIONS JERSEY) MLCOUS3GESJ
BANK OF AMERICA CORPORATION NEW YORK,NY (FINANCIAL DATA SERVICES) MLCOUS3GFDS
BANK OF AMERICA CORPORATION NEW YORK,NY (FIXED INCOME PRIME BROKER) MLCOUS3GFPB
BANK OF AMERICA CORPORATION NEW YORK,NY (INTERNATIONAL STOCK LOAN) MLCOUS3GISL
BANK OF AMERICA CORPORATION NEW YORK,NY (MANAGED SOLUTIONS GROUP) MLCOUS3GMSG
BANK OF AMERICA CORPORATION NEW YORK,NY (MERRILL LYNCH PROFESSIONAL CLEARING) MLCOUS3GPRO
BANK OF AMERICA CORPORATION NEW YORK,NY (MERRILL LYNCH SECURITIES) MLCOUS3BMLS
BANK OF AMERICA CORPORATION NEW YORK,NY (ML CUSTODY) MLCOUS3GCAN
BANK OF AMERICA CORPORATION NEW YORK,NY (ML FIN MKTS) MLCOUS33MFM
BANK OF AMERICA CORPORATION NEW YORK,NY (ML FUTURES) MLCOUS3BFUT
BANK OF AMERICA CORPORATION NEW YORK,NY (MLPFS ATLAS) MLCOUS3GPFS
BANK OF AMERICA CORPORATION NEW YORK,NY (MLPFS INTL PRIVATE CLIENT) MLCOUS33PBG
BANK OF AMERICA CORPORATION NEW YORK,NY (PRIME BROKER) MLCOUS3GGPB
BANK OF AMERICA CORPORATION NEW YORK,NY (SPECIALISED SECURITY SERVICES) MLCOUS3GSSS
BANK OF AMERICA CORPORATION NEW YORK,NY MLCOUS33GFX
BANK OF AMERICA CORPORATION NEW YORK,NY MLCOUS3B
BANK OF AMERICA CORPORATION NEW YORK,NY MLCOUS3G

Understanding SWIFT Code / BIC Code

A SWIFT code, also called a BIC code, is used to identify banks and financial institutions worldwide. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT/BIC code.

The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between banks worldwide. Its principal function is to serve as the main messaging network through which international payments are initiated.

To find a SWIFT code, select your country, bank, and city using SWIFT Code Finder | BIC Code Finder. Alternatively, you can browse swift code by country, swift code by city or swift code by bank.

swift code format

SWIFT Code / BIC Code example

BBBB - First 4 characters - bank code (only letters)

CC - Next 2 characters - country code (only letters)

LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)

XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

SWIFT Code / BIC Code - Frequently Asked Questions(FAQ)

What is swift code?
A SWIFT code, is used to identify banks and financial institutions worldwide. These codes facilitate money transfers between banks and are needed for international wires and SEPA payments. To make an international money transfer from one bank to another bank, you’ll need a SWIFT code. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, which is a global network that processes payments between different countries.

What is BIC?
BIC means Bank Identification Code, or Bank Identifier Code. It is an 8 to 11-character number that is used to identify a specific bank when you make an international transaction. It’s almost like a postcode for your bank, ensuring that your money goes to the right place. The term Business Identifier Code (BIC) is used interchangeably with SWIFT code and means the same thing.

How do I find a bank's SWIFT code?
If you looking for your own SWIFT/BIC code to give to someone sending you money, you can use the bank SWIFT/BIC code finder above. Alternatively, if you need to cross check your SWIFT number, you can use the SWIFT checker tool. You can also find your SWIFT number by logging into online banking, calling into your local branch, or checking correspondence with your bank. The details you need are often shown on statements and customer information letters.

What is SWIFT code example?
All BIC and SWIFT codes follow the same format. They are between 8 and 11 characters long and they are arranged as follows:
BBBB CC LL XXX
BBBB - First 4 characters - bank code (only letters)
CC - Next 2 characters - country code (only letters)
LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
XXX - Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

How many SWIFT codes does a bank have?
It depends on the recipient's bank. Some banks may have one SWIFT/BIC code for all their branches, while others have unique SWIFT codes for each of their branches. Plus, since all the branches of a bank may or may not use the SWIFT network, the code usually specifies the bank's head office or primary office.

What happens if you use the wrong SWIFT code?
Usually if the SWIFT code is incorrect it can't be send at all so the bank will reject the transaction already before it has left the bank.

Who owns SWIFT payment?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S.W.I.F.T. SC, is a Belgian cooperative society providing services related to the execution of financial transactions and payments between banks worldwide. Its principal function is to serve as the main messaging network through which international payments are initiated.

How long does a SWIFT transfer take?
Intermediary banks may also be involved. The money may pass through up to three intermediary banks. Then, it finally reaches the recipient's bank in a few days' time. Hence, international wire transfers may take up to five working days.

How much does a SWIFT transfer cost?
As a ballpark, you can expect the big banks to charge 3%-5% in exchange rate costs on a SWIFT transfer. The exchange rate will vary based on the amount you send.

How can I check a SWIFT code?
You can use SWIFT Code Checker | BIC Code Checker tool to cross check your swift code. It is important to cross check your swift code with recipient bank before initiating money transfer.